Veteran-owned employee benefits brokerage
Benefits built around your people and your culture.
A high-touch benefits partner for employers who care about culture. Compare plan options online, then get a real person on the phone to discuss options in more detail.
A better starting point
See plans clearly before you sit through a sales pitch.
Our online comparison tool puts plan designs and pricing into a straightforward view. It is built for employers who want a smarter first conversation—not more tabs, jargon, or pressure.
01 — Compare
Review plan designs and pricing in one place.
02 — Decide
Talk through the real tradeoffs with a broker who knows your business.
03 — Stay supported
Get help through enrollment, renewals, and questions in between.
Concierge-level support
Your benefits team should feel like part of your team.
We pick up the phone.
Employers and employees get answers from people who understand the coverage—not a ticket queue.
We stay engaged.
From new-hire questions to renewals, we make benefits easier to run and easier to use.
We bring perspective.
We weigh cost, access, employee experience, and practical administration—not just a carrier brochure.
Independent recognition
Named 425 Business Insurance Brokerage of the Year in 2025 and 2026.
We are proud of the recognition, but we earn trust one employer conversation at a time.
Questions employers ask us
Can Sapper help a small business with only a few employees?
Yes. Sapper works with employers that have one employee up to 200 employees and have a headquarter based in WA, OR, ID & HI. Employees can be scattered across the country because it’s the location of your company HQ that matters.
What does the online quoting tool cover?
It is designed for Washington small-group medical plan options for companies with 1–50 employees. For 51+ employees or groups based outside of Washington, contact Sapper Insurance for tailored quoting and strategy.
Does Sapper support employees after enrollment?
Yes. We support questions around coverage, enrollment, renewal, and benefits administration so employers do not navigate every issue alone. We are the benefits experts so you don’t have to be.
How do you manage open enrollment?
Think of us as a team member that you don’t have to manage. We take care of everything and will keep you updated of progress along the way. Our process is 100% digital and we capture company and employee information through secure, encrypted and HIPAA compliant portals. We leverage technology because we know that each minute your employee takes to fill out forms is a minute lost of company productivity.
How do we work with you?
If you’re a group that has never offered benefits, then let’s start with a conversation and your employee census. If you currently offer benefits, let’s chat about your benefits strategy and, if you like what you hear, you can formally make Sapper Insurance your broker of record (it’s one document that you’ll sign) and we can start working together.
Service is part of our story.
Founded by Army veteran Matt Childs, Sapper Insurance brings a personal commitment to serving small businesses. Our altruism is rooted in faith and military service and our purpose is simple: help employers care for their people by providing them with the tools and resources to make educated decisions.
Ready for a no commitment benefits conversation?
Start with the plan comparison tool, or call us at 425-363-4300.