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Insurance can be confusing. The resources below are designed to educate and demystify.

Ahh! So many definitions for health insurance!

You’re fairly confident you understand health insurance definitions and terms, but continually doubt yourself. Fear no more, just continue to read and you’ll be up to speed in no time. Deductible: the amount of money you pay out of pocket before your insurance even thinks about helping out. Deductibles are specific dollar amounts. Out of […]

Do my grandkids qualify as dependents?

I get this question a lot – “can I put my grandkids on my insurance?” Most of the time the answer is no, but there are certain circumstances in which grandkids can be placed on your policy as a dependent. Let’s explore. The ACA (link here) talks many times about ‘dependents’ as being defined in […]


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