Health insurance plays a vital role in ensuring individuals and families have access to necessary medical care without incurring exorbitant costs. While many people obtain health insurance coverage through their employers or government programs, certain life events may trigger the need for insurance outside the typical enrollment periods. These events, known as qualifying events, allowContinue reading “Qualifying Events for Health Insurance”
Tag Archives: insurance
Health Savings Acount
The time has come to talk about Health Savings Accounts (HSA). A HSA is one of the most unique and also beneficial piece of the health insurance process, but not a lot of people truly understand it and how it works. Let’s break it down one piece at a time. What is it? Your HSAContinue reading “Health Savings Acount”
Ahh! So many definitions for health insurance!
You’re fairly confident you understand health insurance definitions and terms, but continually doubt yourself. Fear no more, just continue to read and you’ll be up to speed in no time. Deductible: the amount of money you pay out of pocket before your insurance even thinks about helping out. Deductibles are specific dollar amounts. Out ofContinue reading “Ahh! So many definitions for health insurance!”
Do my grandkids qualify as dependents?
I get this question a lot – “can I put my grandkids on my insurance?” Most of the time the answer is no, but there are certain circumstances in which grandkids can be placed on your policy as a dependent. Let’s explore. The ACA (link here) talks many times about ‘dependents’ as being defined inContinue reading “Do my grandkids qualify as dependents?”
Sapper Insurance 